Alabama Debt Relief

If you feel like you’re drowning in debt in the form of utility bills and credit card bills, then you have to seek help!

You will get through this if you get help from experts. Our Alabama debt relief experts are highly-experienced and knowledgeable when it comes to debt relief solutions. Our company has over $1 billion in settled debt, which is a clear indication that we know what we’re talking about. Our debt experts will formulate personalized debt relief solutions based on your financial situation. Let Optimal Debt Solutions help you get a fresh start in life and leave all your debt problems behind.

Living with debt in Alabama can be difficult. You’re already working so hard to make ends meet, but it’s not enough. It doesn’t help that you’re constantly getting unfriendly calls from debt collection agencies.

We can help you manage your debts better through our strategic partnerships. We’ll lessen the calls you’re receiving, as well as your debt obligation. We firmly believe that even if you’re deep in debt and just starting to make your way towards financial freedom, you still deserve to be treated with respect.

To start the process, we’ll give you a free evaluation of your current debt. We have certified debt specialists who will review your financial situation and let you know all the options that you have to settle your debts.

Call Optimal Debt Solutions today at (205) 784-1723 for your Free Evaluation!

Dramatically Reduce Your Debt

You should stop feeling like an irresponsible adult just because you have a lot of debt. No matter how old you are, there are several reasons why you probably incurred a huge amount of debt. Some of the reasons are mental health issues, medical issues, bad investment, sudden job loss, personal loss. These factors can negatively affect your finances and leave you with a lot of debt with no clear solution on how to pay all of them.

Our debt experts will help you manage and even reduce your total amount of debt, including collection accounts, credit card debt, department store cards, medical bills, payday loans, repossessions, and unsecured loans.

To face debt collection, you need a certified debt specialist on your side. At Optimal Debt Solutions, we’ll review your current debt and financial situation for free. We’ll evaluate your total amount of debt, your current income, and discuss with you all the available options to manage your debt. We’ll help you significantly reduce the total amount of your debt by up to 60% or more through negotiations.

Debt Settlement Vs. Debt Consolidation

There are several options when it comes to managing debt. According to our experience and research, debt settlement is the most effective solution for reducing debt.

Credit card debt consolidation and credit counseling in Alabama can significantly reduce your debt payments versus the standard debt repayment plans. Credit card debt consolidation means that you’ll be taking various debts and combining all of them into a single, new loan. The single, new loan will usually have better terms and reduced rates of interest. The money that you’ll get from the new loan will be divided to pay all your previous debts from different sources. Debt consolidation will leave you with a brand new loan, which means it’s another obligation.

On the other hand, debt settlement can reduce the total amount of your debt by up to 60%. It can also reduce the quantity and amount of your debt payments. It can shorten the amount of time that you need to pay off all your debts, too. Debt settlement can help you save money and time. Once you get out of previous debts, you’ll be able to have a fresh start at life again, and debt settlement can help you get there faster.

Effective Debt Relief Negotiation

If you’re looking for a realistic but effective debt relief program, then we can help you find the best solution for you. We directly contact our clients’ creditors so we can negotiate the settlement of your debt and help you reduce your total amount of debt payment. We have certified debt negotiation specialists who can help you settle your debts and live with financial freedom.

We have provided debt relief solutions for over 180,000 clients, and we can’t wait to add you to our success stories. We understand that every debt and financial situation is different, and we’re here to help you find the best debt relief program for you.